How selling your house for cash works
A simple, transparent process with no listing, no showings and no surprises. Most homeowners go from first call to written offer in about 24 hours.
Three steps from first call to cash in hand
Tell us about your home
Call 905-497-5534 or complete our short form. It takes about two minutes and there is no obligation.
2 minutesGet a fair cash offer
We review your property and recent comparable sales, walk through the home with you, then present a clear written cash offer.
Within 24 hoursClose on your timeline
Accept the offer, choose your closing date and get paid through a licensed Ontario real estate lawyer. It really is that simple.
As little as 7 daysWhat to expect at every stage
Tell us about your property
Call or text 905-497-5534, or fill out our short online form. We’ll ask a few simple questions: the address, the condition of the home, whether anyone is living there and when you’d ideally like to move. There’s no cost and no obligation.
Quick walkthrough
We schedule a short visit at a time that suits you — usually 20 to 30 minutes. No need to clean or stage. If you live out of town or prefer not to meet, we can do a video walkthrough or work with a family member, property manager or your lawyer.
Receive your written cash offer
We review recent comparable sales and the work the home needs, then present a clear written offer — usually within 24 hours. We’ll walk you through how we arrived at the number and answer every question. Take as long as you need to decide.
Sign and let the lawyers take over
If you accept, we sign a standard Ontario Agreement of Purchase and Sale. You hire your own real estate lawyer and we use ours. They handle the title search, discharge any mortgage or liens, and prepare the closing documents.
Close on your date and get paid
On closing day, the funds are transferred through the lawyers’ trust accounts and your mortgage and any liens are paid out. You hand over the keys — and leave behind anything you don’t want to take.
What you’ll need to sell
You don’t need much to get started — we’ll guide you through the rest. Having these on hand helps things move faster:
- Government-issued photo IDFor everyone on title (your lawyer will verify identity).
- Your latest mortgage statementSo the lawyers can arrange the payout on closing.
- Recent property tax billUsed for standard closing adjustments.
- Leases and tenant detailsIf the property is rented.
- Estate documentsThe will and/or Certificate of Appointment of Estate Trustee, for estate sales.
How we calculate a fair cash offer
We believe you deserve to understand the number — not just receive it.
Every offer starts with the after-repair value — what your home would realistically sell for once it’s fully updated, based on recent sales of similar homes nearby. From there we subtract:
- Repairs and renovations — everything from a new roof or furnace to updated kitchens, bathrooms, flooring and paint.
- Holding costs — property taxes, insurance, utilities and financing while the work is done.
- Resale and closing costs — legal fees, land transfer tax and the commission we’ll pay when we eventually resell.
- A modest margin — so we can keep doing this responsibly.
We share these numbers with you openly. If the math shows you’d be better off listing with an agent, we’ll tell you — honest advice is part of the Fair House Promise.
Cash sale vs. traditional listing
A private cash sale
- No commissions or feesKeep more of your sale — no agent commission, no listing fees.
- Sell 100% as-isNo repairs, renovations, painting, staging or deep cleaning.
- Zero showingsNo open houses and no strangers walking through your home.
- Certain cash saleNo buyer financing, appraisal or home-inspection conditions to fall through.
- Your timelineClose in as little as 7 days, or set a date months out.
- Leave what you don’t wantTake what matters and leave the rest — we handle the clean-out.
List with an agent
- Commissions + HSTAgent commissions often run 4–5% plus HST, on top of legal and staging costs.
- Repairs & prepPay for repairs, paint, staging and cleaning before you can list.
- Showings & open housesKeep the home spotless and leave on short notice for every showing.
- Conditional offersFinancing, inspection and appraisal conditions can collapse a deal.
- Uncertain timingWeeks or months on the market, plus a typical 30–90 day closing.
- Move everything yourselfSort, pack, donate and haul decades of belongings on your own.
Questions about the process
Straight answers, no fine print. Still unsure? Call us — we’re happy to talk it through.
All frequently asked questionsWhat happens after I submit my information?
A member of our team will call or text you — usually the same business day — to learn about the property and what you’re hoping to achieve. If it makes sense, we’ll book a short walkthrough and then present your written offer.
How fast can you close?
We can close in as little as 7 days when the title is clear. Prefer more time? You can choose a closing date 30, 60 or 90 days out — whatever fits your plans.
Do I need a real estate agent to sell to you?
No. You sell directly to us, so there’s no listing, no showings and no commission. You’re always welcome to have your own lawyer — or an agent you trust — review our offer before you sign.
What if there are liens, back taxes or a second mortgage on the property?
We can usually still buy. Mortgages, property tax arrears and most liens are paid out from the sale proceeds on closing by the lawyers, so you don’t need to come up with the money first.
Can I stay in the home for a while after closing?
Often, yes. We can set a later closing date so you have time to move, and in some cases we can discuss a short-term rent-back. Tell us what you need and we’ll try to make it work.
Am I obligated to accept your offer?
Not at all. Our offers are free and carry no obligation. Take your time, compare your options and talk it over with family, your lawyer or your accountant.
Ready for step one?
Tell us about your property and get a fair, written cash offer — usually within 24 hours. No obligation.