Sell a fire, water or structurally damaged house in Toronto
Fire, flood, mould, foundation cracks or a home that’s been neglected for years — we buy damaged properties across the GTA as-is, so you don’t have to manage the repairs.
Major damage makes a traditional sale difficult
A house with serious damage is hard to sell on the open market. Many buyers need a mortgage, and lenders may be reluctant to finance a home with fire damage, active water problems, mould or structural issues. Home inspections turn up long lists of concerns, and offers either fall through or come in far below expectations.
Repairing the home first isn’t always realistic either. Insurance claims can take months, contractors are hard to schedule, and restoration often uncovers more work once walls and floors are opened up — especially in older GTA homes with knob-and-tube wiring, galvanized plumbing, asbestos or vermiculite insulation.
Fair House Buyers buys damaged homes exactly as they are. We factor the repair costs into a fair written offer and handle the restoration ourselves after closing. You avoid the upfront cost, the contractor headaches and the uncertainty of the open market.
A simpler way forward
Here’s how a direct cash sale to Fair House Buyers takes the pressure off.
Fire & smoke damage
Partial or major fire damage, smoke and soot — with or without an insurance claim.
Flooding & water damage
Basement floods, burst pipes, roof leaks and resulting mould.
Foundation & structure
Cracked foundations, sagging floors, failing roofs and structural concerns.
Environmental issues
Mould, asbestos, vermiculite, oil tanks and former grow-ops.
Hoarder & neglected homes
Heavy clutter, pest issues or years of deferred maintenance — no judgment.
Open permits & work orders
Unfinished renovations, open permits and municipal work orders.
Three simple steps
Tell us about your home
Call 905-497-5534 or complete our short form. It takes about two minutes and there is no obligation.
2 minutesGet a fair cash offer
We review your property and recent comparable sales, walk through the home with you, then present a clear written cash offer.
Within 24 hoursClose on your timeline
Accept the offer, choose your closing date and get paid through a licensed Ontario real estate lawyer. It really is that simple.
As little as 7 daysFrequently asked questions
Straight answers, no fine print. Still unsure? Call us — we’re happy to talk it through.
All frequently asked questionsShould I wait for my insurance claim before selling?
Not necessarily. Depending on your policy and where the claim stands, you may be able to sell before repairs are complete. Talk to your insurer and lawyer about how the claim and the sale interact — we’re happy to work around the timing.
Do I have to disclose the damage?
Yes, be upfront about what you know. In Ontario, sellers generally must disclose known hidden defects that make a home dangerous or unfit to live in. We buy as-is, so honest disclosure simply helps us make an accurate offer — your lawyer can advise you on your obligations.
Do you buy former grow-op or drug-lab houses?
Yes. We buy properties that need remediation, including former grow-ops, and handle the required work after closing.
Can I sell a house with open building permits or work orders?
Yes. We regularly buy homes with open permits, unfinished renovations and municipal work orders and take on the responsibility for resolving them.
Other situations we can help with
Inherited & Estate Homes
Probate, estate trustees and out-of-town heirs — we make the sale simple.
Power of Sale & Arrears
Behind on mortgage payments? Sell fast and protect your equity and credit.
Divorce & Separation
A fair, neutral cash offer both parties can agree on — and move forward.
Rentals & Tenant Issues
Sell with tenants in place. No showings, no N12s, no LTB headaches.
Relocating or Downsizing
Moving for work, family or retirement? Close on the date that suits you.
Sell As-Is, No Repairs
Outdated, cluttered or needs work? Leave it exactly as it is.
Let us take the repairs off your hands.
Get a fair, no-obligation cash offer within 24 hours. No commissions, no repairs, no showings. Just a simple, respectful sale on your terms.